Are you tired of receiving endless credit card application offers and insurance offers from companies? Then you can get rid of them with a simple opt-out form from Optoutprescreen.com.
Optoutprescreen.com offers the following benefits:
Under the Fair Credit Reporting Act (FCRA), the Consumer Credit Reporting Companies are permitted to include your name on lists used by creditors or insurers to make firm offers of credit or insurance that are not initiated by you ("Firm Offers"). The FCRA also provides you the right to "Opt-Out", which prevents Consumer Credit Reporting Companies from providing your credit file information for Firm Offers.
Through this website, you may request to:
* Opt-Out from receiving Firm Offers for Five Years - (electronically through this website).
* Opt-Out from receiving Firm Offers permanently - (mail Permanent Opt-Out Election form available through this website).
* Opt-In and be eligible to receive Firm Offers. This option is for consumers who have previously completed an Opt-Out request - (electronically through this website).
* If you choose to Opt-Out, you will no longer be included in firm offer lists provided by these four consumer credit reporting companies. If you are not receiving firm offers because you have previously completed a request to Opt-Out, you can request to Opt-In. In doing so, you will soon be among the many consumers who can significantly benefit from having ready access to product information on credit and insurance products that may not be available to the general public.It asks for your full address and name including the Social Security Number, the last one you can omit if you don't want to share it with them.
After you click the Optoutprescreen link, you will have three options to choose from "Opt-In", "Electronic Opt-Out for Five Years", and "Permanent Opt-Out by Mail". This step is very important if you want to opt out then choose the third option to permanently opt out of the offers.
I found this information in Ramit Sethi's book "I Will Teach You To Be Rich".
