Control Your Finance with 'I Will Teach You To Be Rich'

I bought this book "I Will Teach You To Be Rich" about a year ago, wish it were available when I graduated from college. It is a must read book for both students and their parents, offers plenty of financial tips. Ramit Sethi, author of this book doesn't recommend you to be a miser, just wiser. It is a must read financial book and that too for a price of a medium Starbucks coffee.

Here's the link.

In this book, Ramit Sethi offers the following tips:

• The word-for-word script on how to negotiate your way out of a late payment on your credit card (pg 24)
• How to pay off debt -- whether it's student-loan debt or credit-card debt -- using mathematical and psychological strategies (pg 350)
• The surprising perks of your credit card, including automatic warranty doubling, purchase protection (if you spill coffee on your new laptop, like I did), and concierge services (pg 31)
• The 6 Commandments of Credit Cards (pg 22)
• The little-known technique to improve your credit -- if you have no debt (pg 23)
• The script for increasing your credit limit (pg 28) could improve your credit score and save you tens of thousands of dollars when you go to buy a house. Let's say that's worth $100.
• My step-by-step instructions on how to automate your finances should conservatively earn you over $100,000 over your lifetime -- if you are an illiterate, half-blind, one-legged pirate who doesn't even do exactly what I say.
• A simple investing solution that outperforms the vast majority of investors (I use that term carefully) year after year (pg 177)
• My exhaustive research on the very best savings, checking, and credit card accounts -- the ones that I use -- so you don't have to re-invent the wheel  (pg 52)
• The word-for-word script to negotiate out of overdraft fees (pg 65)
• The Ladder of Personal Finance: Where your money should go (pg 76). This alone will easily pay for the book 100x over.
• When to use your 401(k), Roth IRA, and more -- step by step (pg 77)
• What to do if you've maxed out all your retirement accounts (pg 89)
• Why I LOVE people who spend $5,000/year on shoes and $21,000/year going out -- if they use Conscious Spending (pg 91)
• Use psychology against yourself to save (pg 100)
• How much should I be spending on entertainment? Food? Rent? I have the specific numbers for you (pg 104)
• The Two-Headed Savings Approach to save hundreds/month -- without worrying about saving a few bucks on morning latte, as so many "experts" recommend (pg 111)
• How to spend only 3 hrs/month managing your money. If fully optimized, you can cut this down to less than 1 hr/month (pg 128)
• Use my automation system to completely automate all your money -- including which account should transfer to which other account -- and when. All fully detailed out day by day (pg 131)
• How to "link" your accounts so they transfer to the right place, at the right time -- automatically (pg 132)
• Master the sneaky marketing tricks that financial companies use to trick you. An entire chapter where I systematically demolish financial "experts" using their own data (pg 143)
• Do you need a financial adviser? Here are the questions to ask (pg 153)
• The simplest diagram on investing you'll ever see (pg 167)
• Where should you be investing? (pg 180)
• So you want to invest on your own...what do you need to know? (pg 188)
• The one thing you need to know about taxes -- and the worthless "noise" you can ignore (pg 205)
• Student loans: Pay them down or invest? (pg 220)
• Should you let your parents manage your money? And how do you help parents who  are in severe debt? (pg 222)
• The word-for-word script to talk about money with your girlfriend or boyfriend without being a huge weirdo (pg 225)
• The $28,000 reason we're all hypocrites about our wedding -- and the surprising numbers behind it (pg 229)
• How to negotiate your salary -- plus a case study on Rachel, who secured a 28% raise using my techniques (pg 234)
• A fresh perspective on buying a car (pg 244 -- how I saved thousands buying mine), buying a house (250 -- these numbers will astonish you)
• ...and far more